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No matter how much time you invest in planning for any eventuality, life has a tendency at throwing you a curveball when you least expect it! As the old adage goes, “If it isn’t one thing, it’s another.” This adage hasn’t resonated with me more than it has this year. A quick glance at my Instagram feed or sifting through posts this past year and you’d have thought otherwise.

The beginning of the year started with my youngest son’s temperature skyrocketing without any rhyme or reason. His pediatrician recommended plenty of fluids and different ways to help reduce fever. We followed his advice for a couple of days yet my son’s condition continued to get worse. This prompted us in taking him to the ER since we weren’t seeing any signs of improvement. The doctors couldn’t seem to find the cause of his fever either, but felt it was necessary for him to stay in the hospital for a few days until his condition improved. His condition did improve, but it was a scary experience for all of us! I wish I could say he has been in perfect health ever since. However, it has been back-to-back doctor visits over enlarged tonsils and recurrent ear infections.

It wasn’t until a few months later after his hospital stay that I had issues with my own health. This led to countless doctor visits since it was suspected that I had breast cancer. It turned out that I had a benign tumor (fibroadenoma) after I received my results from the core biopsy. However, an excisional biopsy was performed a couple of months after the core biopsy since they found the size concerning. Needless to say, 2019 has thrown plenty of curveballs (and medical bills) my way!

One of the most important lessons that my mother taught me in life is to continue to push forward no matter what obstacles are hurdled my way. Having this mindset has helped me endure and overcome various obstacles at different stages of my life. There are some situations and outcomes that we simply can’t control, but it is our choice how we deal, respond, or react when life throws these curveballs our way.

For those financial curveballs, your journey for a better and brighter financial future doesn’t have to be daunting! I believe small steps lead to significant changes. I know that in order for me to improve my credit that I must manage my finances well. Creating a budget plan, tracking expenses, and eliminating unnecessary subscription services are some of the things that help me have a healthier relationship with money.

Small Changes That Can Make a Significant Difference

⦾ If you’re caught in a whirlwind of the hustle and bustle of life, finances may be the last thing that crosses your mind. To obtain or even surpass your financial goal(s), getting organized is key. You can get organized with your finances by creating a budget plan and tracking your daily expenses, which you can easily do with a budget tracker or planner.

⦾ It always helps to have a lending ear when it comes to our finances, even more importantly, if that lending ear is knowledgeable about finances. That lending ear can be a parent, sibling, friend, neighbor, or even a credit consultant at Lexington Law Firm.

Lexington Law Firm believes everyone has the right to have good credit and they’d love to help. They provide their clients with an establishment of trust and genuine peace of mind, helping them understand that they’re going to fight for their clients’ rights.

⦾ Almost everyone has a financial goal in mind. It can be traveling, preparing for a new baby, saving for a down payment on a house, purchasing a new vehicle, planning for their retirement, saving for their child’s higher education, or creating a fund for a rainy day. One of the first small steps is identifying your financial goals. Having a better understanding of your financial goals can help you achieve them.

⦾ Did you know that millions of Americans are denied loans for cars and homes every year because of errors on their credit reports? It can take up to four months to correct these errors. Monitoring your credit can help inform of any inaccuracies or errors on your credit report. You can access Lexington Law Firm‘s best-in-class services easily from your phone with their proprietary app. One of the services includes detailed credit reports from all three bureaus (Equifax, Experian, and TransUnion).

Improving a credit score doesn’t happen overnight, but a credit score can be repaired with time and dedication. Lexington Law Firm believes that every consumer has the right to have good credit. With Lexington Law Firm on your side, you can navigate the credit repair process with confidence.