Thank you Lexington Law Firm for sponsoring this post. A high service partner and consumer advocate that will help you fight for the credit you deserve!
No matter how much time you invest in planning for any eventuality, life has a tendency at throwing you a curveball when you least expect it! As the old adage goes, “If it isn’t one thing, it’s another.” This adage hasn’t resonated with me more than it has this year. A quick glance at my Instagram feed or sifting through posts this past year and you’d have thought otherwise.
The beginning of the year started with my youngest son’s temperature skyrocketing without any rhyme or reason. His pediatrician recommended plenty of fluids and different ways to help reduce fever. We followed his advice for a couple of days yet my son’s condition continued to get worse. This prompted us in taking him to the ER since we weren’t seeing any signs of improvement. The doctors couldn’t seem to find the cause of his fever either, but felt it was necessary for him to stay in the hospital for a few days until his condition improved. His condition did improve, but it was a scary experience for all of us! I wish I could say he has been in perfect health ever since. However, it has been back-to-back doctor visits over enlarged tonsils and recurrent ear infections.
It wasn’t until a few months later after his hospital stay that I had issues with my own health. This led to countless doctor visits since it was suspected that I had breast cancer. It turned out that I had a benign tumor (fibroadenoma) after I received my results from the core biopsy. However, an excisional biopsy was performed a couple of months after the core biopsy since they found the size concerning. Needless to say, 2019 has thrown plenty of curveballs (and medical bills) my way!
One of the most important lessons that my mother taught me in life is to continue to push forward no matter what obstacles are hurdled my way. Having this mindset has helped me endure and overcome various obstacles at different stages of my life. There are some situations and outcomes that we simply can’t control, but it is our choice how we deal, respond, or react when life throws these curveballs our way.
For those financial curveballs, your journey for a better and brighter financial future doesn’t have to be daunting! I believe small steps lead to significant changes. I know that in order for me to improve my credit that I must manage my finances well. Creating a budget plan, tracking expenses, and eliminating unnecessary subscription services are some of the things that help me have a healthier relationship with money.
Small Changes That Can Make a Significant Difference
⦾ If you’re caught in a whirlwind of the hustle and bustle of life, finances may be the last thing that crosses your mind. To obtain or even surpass your financial goal(s), getting organized is key. You can get organized with your finances by creating a budget plan and tracking your daily expenses, which you can easily do with a budget tracker or planner.
⦾ It always helps to have a lending ear when it comes to our finances, even more importantly, if that lending ear is knowledgeable about finances. That lending ear can be a parent, sibling, friend, neighbor, or even a credit consultant at Lexington Law Firm.
Lexington Law Firm believes everyone has the right to have good credit and they’d love to help. They provide their clients with an establishment of trust and genuine peace of mind, helping them understand that they’re going to fight for their clients’ rights.
⦾ Almost everyone has a financial goal in mind. It can be traveling, preparing for a new baby, saving for a down payment on a house, purchasing a new vehicle, planning for their retirement, saving for their child’s higher education, or creating a fund for a rainy day. One of the first small steps is identifying your financial goals. Having a better understanding of your financial goals can help you achieve them.
⦾ Did you know that millions of Americans are denied loans for cars and homes every year because of errors on their credit reports? It can take up to four months to correct these errors. Monitoring your credit can help inform of any inaccuracies or errors on your credit report. You can access Lexington Law Firm‘s best-in-class services easily from your phone with their proprietary app. One of the services includes detailed credit reports from all three bureaus (Equifax, Experian, and TransUnion).
Improving a credit score doesn’t happen overnight, but a credit score can be repaired with time and dedication. Lexington Law Firm believes that every consumer has the right to have good credit. With Lexington Law Firm on your side, you can navigate the credit repair process with confidence.
Yes! Getting a handle on personal finances is so important. I love the Dave Ramsey method! If you don’t have it then don’t spend it. Great tips!
oh my gosh this is def something we are doing this year as a great goal for us 🙂 love learning how to do our best to have a bright future!
I’m sorry to hear about all those doctor bills. We had a ton of them this year too! We do the budget planner and track expenses too.
It is SO important for us to be aware of our financial situation and take control. Thanks for the great tips.
Another great reminder. One big financial surprise and we could all be in trouble. We try to protect ourselves as much as possible.
Mitch Chaitin recently posted..Mickey & Minnie’s Runaway Railway – Open March 4, 2020! Plus, A New #Epcot Sing-A-Long! And More! #HollywoodStudios @waltdisneyworld #EpcotForever #DisneyHolidays #GalaxysEdge #Epcot #MagicKingdom #travel #Hosted
Lexington Law seems so helpful to those who need help with a credit score. I will always keep them in mind if I have trouble with a loan.
Yes, this is so important to do. I always try to be careful with my money. I’ve heard so many great things about Lexington Law Firm.
Amber Myers recently posted..The Bath & Body Works Candle Sale Craziness
It took me a little bit of time but now I am the budget queen. I do not spend money unless I have it and I make sure that everything gets paid off pretty quickly. Taking control of my finances is the most empowering thing I have done. I think everybody should do that.
One’s credit score is so important. We try to do all the common sense things to keep our financial picture healthy. I am actually due to check my annual credit report.
Getting finances in order is. huge deal. I wish I had been better about it in college but no one bothered to teach me about the real world!
I can’t even imagine not having our finances in order! I think anyone who needs help should look into this to help them out.
Excellent points! I made some financial mistakes as a young adult and worked very hard to transform my credit over the years. I wish I would have known about Lexington Law Firm back then.
Marcie W. recently posted..Easy Ways To Boost Your Immune System
It’s too easy to get behind in your finances. My wife was instrumental in helping me get my finances in order.
I talk about this all of the time. Simple steps can lead to huge rewards later on.
Rena recently posted..The Seven Deadly Sins Of Web Design
Such great tips! I’m happy to say that we do have a good credit score and we’re following a method to pay off our debt slowly but surely, so to speak.
Lynndee recently posted..I’m Full – Grateful, Joyful and Thankful!
I love this post! For 2020, I have set some very important financial goals and I’m totally loving all of the tips that you shared.
I think finances are so important. It’s great to really take care of them. I’m usually the one in my household to take care of them. I love to save when possible too. You’ve got some really good tips here.
Great tips, and always good to start small. Finances are so important, and like you said you never know what you might need to save for.
Curve balls and medical bills are no fun at all. Here’s to a marvelous 2020. Hurrah for Lexington Law too. Credit matters in so many ways.
Great way to sum it up, Lesha! It always starts with a baby step. Curveballs are inevitable but it’s good to know that you’ve handled it like a boss. I totally agree with what you mentioned here and small changed indeed create a huge impact in the end. Cheers!